Skeepy Pet HMO Plans
Choose a Pet HMO Plan That Fits Your Budget
Monthly, quarterly, or annual, choose a Pet HMO plan that fits your budget and covers your pet's health needs.
Pawtastic Plan
Solid, affordable cover that handles the basics
₦267/day
₦8,000/month
Annual Coverage: ₦360,000
- General Consultation
- Basic Vaccinations
- Deworming
- Basic Grooming
- Basic Bloodwork
- Surgery Coverage
- Pet Sitting
- Pet Boarding
- Emergency Care
- Category 1 Clinics
Most Popular
Furrtastic Plan
More than basics with enhanced diagnostics and coverage
₦533/day
₦16,000/month
Annual Coverage: ₦900,000
- Everything in Pawtastic
- General Consultation
- Vaccinations
- Surgery Coverage
- Premium Grooming
- Comprehensive Bloodwork
- Intestinal/Fecal Exams
- Flea & Tick Prevention
- Pet Care Services
- Category 2 Clinics
Purrfect Plan
Complete coverage with premium benefits and medications
₦1,067/day
₦32,000/month
Annual Coverage: ₦2,200,000
- Everything in Furrtastic
- General Consultation
- All Vaccine Types
- Surgery Coverage
- Advanced Diagnostics
- Chronic Disease Medication
- Dental Cleaning
- Travel Health Certificate
- Emergency Boarding
- Category 3 Clinics
Policy Terms
- • Continuous Renewal: Your plan must stay active (monthly, quarterly, or annual) for wait periods to count. If payment lapses, all wait periods restart from Month 1.
- • Annual Coverage Limit: This is the total amount Skeepy will cover in one year. Service caps and limits apply first, then counts toward your annual limit.
- • Pre-Existing Conditions: Conditions present before enrollment, or within the look-back period (12 months), are not covered.
- • Age Limits: First-time enrollment: Dogs 8–10 years max, Cats 12–14 years max. Existing members can renew regardless of age if continuous.
- • Breed Risk: Certain high-risk breeds may have longer waits or exclusions for breed-specific conditions.
- • Bilateral Clause: If one side (e.g., hip, eye) is affected pre-enrollment, the other side is excluded or subject to the same wait.
| Coverage Features | Pawtastic | Furrtastic | Purrfect |
|---|---|---|---|
| BASIC COVERAGE | |||
| Annual Coverage Limit | ₦360,000 | ₦900,000 | ₦2,200,000 |
| General Consultation Available after 24 hours |
Capped at ₦30,000 |
Capped at ₦60,000 |
Capped at ₦100,000 |
| Clinic Category | Category 1 Clinics | Category 2 Clinics | Category 3 Clinics |
| PREVENTIVE CARE | |||
| Rabies Vaccine Available after month 3 | 1/year | 2/year | 2/year |
| FVRCP Vaccine Available from month 6 | 1/year | ||
| DHLPP Vaccine Available from month 6 | 1/year | 1/year | 1/year |
| FeLV Vaccine Available from month 6 | 1/year | ||
| Canine Flu Vaccine Available from month 8 | 1/year | ||
| Feline Chlamydia Vaccine Available from month 6 | 1/year | ||
| Bordetella Available from month 8 | 1/year | ||
| Deworming Available from month 2 | 1/year | 2/year | 4/year |
| Flea and Tick Prevention Available from month 6 | 1/year | 2/year | |
| DIAGNOSTICS | |||
| Basic Bloodwork Available from month 4 | 1/year | 1/year | 1/year |
| Intestinal/Fecal Exams Available from month 4 | 1/year | 1/year | |
| Urinalysis Available from month 6 | 1/year | ||
| Advanced Diagnostics Available from month 8 | 1/year | ||
| Comprehensive Blood Work Available from month 6 | 1/year | 1/year | |
| Comprehensive Physical Exams Available from month 6 | 1/year | ||
| SURGERIES | |||
| Surgery Annual Sub-Limit | ₦50,000 | ₦150,000 | ₦250,000 |
| Spaying Available from month 6 | Part of Surgery Limit |
Part of Surgery Limit |
Part of Surgery Limit |
| Neutering Available from month 6 | Part of Surgery Limit |
Part of Surgery Limit |
Part of Surgery Limit |
| Wound Repair Available from month 8 | Part of Surgery Limit |
Part of Surgery Limit |
Part of Surgery Limit |
| Tail Removal Available from month 6 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Mass Removal Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Trauma Surgery Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Gastrointestinal Surgery Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Ophthalmic Procedure Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Orthopedic Procedure Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Dental Surgery Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| MEDICATIONS | |||
| Routine Medication for Infections Available from month 6 | Capped at ₦20,000 |
||
| Chronic Disease Medication Available from month 8 | Capped at ₦25,000 |
||
| Supplements Prescribed by Vet Available from month 2 | Capped at ₦5,500 |
||
| OTHER BENEFITS | |||
| Basic Grooming Available from month 3 | 1/year | 2/year | 3/year |
| Premium Grooming Available from month 6 | 1/year | 1/year | |
| Dental Cleaning Available from month 8 | 1/year | ||
| Pet Sitting Available from month 3 | 1 hour/year | 2 hours/year | 4 hours/year |
| Pet Boarding Available from month 3 | 1 day/year | 2 days/year | 3 days/year |
| Emergencies Available from month 4 | ₦25k/incident 1 incident/year ₦30k annual cap |
₦40k/incident 2 incidents/year ₦80k annual cap |
₦60k/incident 3 incidents/year ₦180k annual cap |
| Emergency Boarding Available from month 6 | 2 days/year | ||
| Microchipping Available from month 8 | 1/year | ||
| Travel Health Certificate Available from month 10 | 1/year | ||