Skeepy Pet HMO Plans

Choose a Pet HMO Plan That Fits Your Budget

Monthly, quarterly, or annual, choose a Pet HMO plan that fits your budget and covers your pet's health needs.

Pawtastic Plan

Solid, affordable cover that handles the basics

₦267/day
₦8,000/month
Annual Coverage: ₦500,000
  • General Consultation
  • Basic Vaccinations
  • Deworming
  • Basic Grooming
  • Basic Bloodwork
  • Surgery Coverage
  • Pet Sitting
  • Pet Boarding
  • Emergency Care
  • Category 1 Clinics
Choose Plan
Most Popular

Furrtastic Plan

More than basics with enhanced diagnostics and coverage

₦533/day
₦16,000/month
Annual Coverage: ₦1,500,000
  • Everything in Pawtastic
  • Enhanced General Consultation
  • Enhanced Vaccinations
  • Enhanced Surgery Coverage
  • Premium Grooming
  • Comprehensive Bloodwork
  • Intestinal/Fecal Exams
  • Flea & Tick Prevention
  • Enhanced Pet Care Services
  • Category 2 Clinics
Choose Plan

Purrfect Plan

Complete coverage with premium benefits and medications

₦1,067/day
₦32,000/month
Annual Coverage: ₦3,500,000
  • Everything in Furrtastic
  • Premium General Consultation
  • All Vaccine Types
  • Premium Surgery Coverage
  • Advanced Diagnostics
  • Chronic Disease Medication
  • Dental Cleaning
  • Travel Health Certificate
  • Emergency Boarding
  • Category 3 Clinics
Choose Plan

Infinity Plan

Unlimited coverage for total peace of mind

₦2,133/day
₦64,000/month
Annual Coverage: Unlimited
  • Everything in Purrfect Plan
  • Unlimited Surgery Coverage
  • Unlimited Consultations
  • Unlimited Hospitalization
  • Unlimited Vaccinations
  • Unlimited Prescription Drugs
  • Unlimited Diagnostics
  • Waived Wait Periods (Annual)
  • Category 1-3 Clinics Access
Choose Plan

Policy Terms

  • • Continuous Renewal: Your plan must stay active (monthly, quarterly, or annual) for wait periods to count. If payment lapses, all wait periods restart from Month 1.
  • • Annual Coverage Limit: This is the total amount Skeepy will cover in one year. Service caps and limits apply first, then counts toward your annual limit.
  • • Pre-Existing Conditions: Conditions present before enrollment, or within the look-back period (12 months), are not covered.
  • • Age Limits: First-time enrollment: Dogs 8–10 years max, Cats 12–14 years max. Existing members can renew regardless of age if continuous.
  • • Breed Risk: Certain high-risk breeds may have longer waits or exclusions for breed-specific conditions.
  • • Bilateral Clause: If one side (e.g., hip, eye) is affected pre-enrollment, the other side is excluded or subject to the same wait.
Coverage Features Pawtastic Furrtastic Purrfect Infinity
BASIC COVERAGE
Annual Coverage Limit ₦500,000 ₦1,500,000 ₦3,500,000 Unlimited
General Consultation ● Available after 24 hours

Capped at ₦30,000		 ● Available Immediately

Unlimited		 ● Available Immediately

Unlimited		 ● Available Immediately

Unlimited
Clinic Category ● Category 1 Clinics ● Category 1-2 Clinics ● Category 1-3 Clinics ● Category 1-3 Clinics
Wait Period Waiver ✗ ✗ ✗ ● Yes (If paid Annually)
PREVENTIVE CARE
Rabies Vaccine ● Available from month 3

1/year		 ● Available from month 3

1/year		 ● Available from month 1

2/year		 ● Available Immediately

As Recommended
DHLPP Vaccine (Dog) ● Available from month 6

1/year		 ● Available from month 3

1/year		 ● Available from month 1

1/year		 ● Available Immediately

As Recommended
FVRCP Vaccine (Cat) ✗ ✗ ● Available from month 1

1/year		 ● Available Immediately

As Recommended
FeLV Vaccine (Cat) ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

As Recommended
Canine Flu Vaccine ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

As Recommended
Feline Chlamydia ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

As Recommended
Bordetella (Kennel Cough) ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

As Recommended
Deworming ● Available from month 3

2/year		 ● Available from month 2

3/year		 ● Available from month 1

4/year		 ● Available Immediately

6/Year (Bi-Monthly)
Flea & Tick Prevention ✗ ● Available from month 6

2/year		 ● Available from month 3

2/year		 ● Available Immediately

4/year
DIAGNOSTICS
Basic Bloodwork ● Available from month 4

1/year		 ● Available from month 4

1/year		 ● Available from month 2

2/year		 ● Available Immediately

Unlimited
Intestinal/Fecal Exams ✗ ● Available from month 4

1/year		 ● Available from month 2

2/year		 ● Available Immediately

Unlimited
Urinalysis ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

Unlimited
Advanced Diagnostics

(X-Rays/Scans)		 ✗ ✗ ● Available from month 8

1/year		 ● Available from month 1

Unlimited
Comprehensive Bloodwork ✗ ● Available from month 6

1/year		 ● Available from month 6

1/year		 ● Available Immediately

Unlimited
Comp. Physical Exams ✗ ✗ ● Available from month 6

1/year		 ● Available Immediately

2/Year (Bi-Annual)
SURGERIES
Surgery Annual Sub-Limit ● ₦75,000 ● ₦350,000 ● ₦750,000 ● Unlimited (No Cap)
Spaying ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 4

Part of Limit		 ● Available from month 2

Unlimited
Neutering ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 4

Part of Limit		 ● Available from month 2

Unlimited
Wound Repair ● Available from month 8

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 3

Part of Limit		 ● Available Immediately

Unlimited
Tail Removal ✗ ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 1

Unlimited
Mass/Tumor Removal ✗ ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 3

Unlimited
Trauma Surgery ✗ ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 3

Unlimited
Gastrointestinal Surgery ✗ ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 3

Unlimited
Ophthalmic Procedure ✗ ● Available from month 10

Part of Limit		 ● Available from month 6

Part of Limit		 ● Available from month 3

Unlimited
Orthopedic Procedure ✗ ● Available from month 10

Part of Limit		 ● Available from month 8

Part of Limit		 ● Available from month 3

Unlimited
Dental Surgery ✗ ● Available from month 10

Part of Limit		 ● Available from month 8

Part of Limit		 ● Available from month 3

Unlimited
MEDICATIONS
Prescribed Drugs ✗ ✗ ● Available from month 6

Capped at ₦20,000		 ● Available Immediately

Unlimited
Prescribed Chronic Disease Drugs ✗ ✗ ● Available from month 8

Capped at ₦25,000		 ● Available from month 3

Unlimited
Prescribed Supplements ✗ ✗ ● Available from month 2

Capped at ₦5,500		 ● Available Immediately

Capped at ₦50,000
OTHER BENEFITS
Basic Grooming ● Available from month 4

1/year		 ● Available from month 3

2/year		 ● Available from month 2

3/year		 ● Available Immediately

6/Year (Bi-Monthly)
Premium Grooming ✗ ● Available from month 6

1/year		 ● Available from month 4

1/year		 ● Available Immediately

2/Year
Dental Cleaning ✗ ✗ ● Available from month 8

1/year		 ● Available Immediately

1/Year
Pet Sitting ● Available from month 3

1 hour/year		 ● Available from month 3

2 hours/year		 ● Available from month 3

4 hours/year		 ● Available Immediately

10 hours/year
Pet Boarding ● Available from month 3

1 day/year		 ● Available from month 3

2 days/year		 ● Available from month 3

3 days/year		 ● Available Immediately

7 days/year
Emergencies ● Available from month 4

₦25k/incident

1 incident/year

₦30k annual cap		 ● Available from month 4

₦40k/incident

2 incidents/year

₦80k annual cap		 ● Available from month 4

₦60k/incident

3 incidents/year

₦180k annual cap		 ● Available Immediately

Unlimited incidents/year

Full Coverage
Emergency Boarding ✗ ✗ ● Available from month 6

2 days/year		 ● Available from month 2

5 days/year
Microchipping ● Available Immediately

1/year		 ● Available Immediately

1/year		 ● Available Immediately

1/year		 ● Available Immediately

1/year
Travel Health Cert. ✗ ✗ ● Available from month 10

1/year		 ● Available Immediately

2/Year