Finally, an HMO Plan for Pet Wellness Emergencies Diagnostics Vaccinations Surgeries
The First Pet HMO in Nigeria is finally here to take the guesswork, panic, and pressure out of pet care. Signup for a plan and get instant cover for your furry babies.
Loved by Nigerian pet parents who want more for their furry babies.
For Pet Parents That Care
You’d do anything to keep your furry babies safe
We know it. That’s why we created an HMO plan that covers their health and gives you peace of mind.
Feline Protection
Your cat can now have a special Pet HMO plan
Whether it's a routine checkup or an emergency, Skeepy's got your cat covered.
Canine Coverage
The Pet HMO plan
for your dog is finally here
You already handle their food, toys, training. Let's handle their health with Skeepy's Pet HMO.
There's a special Pet HMO plan for every pet
Give your pets the care they deserve with flexible, HMO plans built to match every pet's unique needs.
Individual Plans
Perfect for pet parents with just one furry baby. Full care, no complications.
Breeders Plan - Coming Soon
Designed for professional breeders who need structured, accessible care for every pet.
Family Plans - Coming Soon
Multiple pets? Keep them all covered under one simple, shared plan.
Customized Plans
Build a plan that fits your pet's lifestyle, needs and preferences better.
Choose a Pet HMO Plan That Fits Your Budget
Monthly, quarterly, or annual, choose a Pet HMO plan that fits your budget and covers your pet's health needs.
Pawtastic Plan
Solid, affordable cover that handles the basics
- General Consultation
- Basic Vaccinations
- Deworming
- Basic Grooming
- Basic Bloodwork
- Surgery Coverage
- Pet Sitting
- Pet Boarding
- Emergency Care
- Category 1 Clinics
Furrtastic Plan
More than basics with enhanced diagnostics and coverage
- Everything in Pawtastic
- General Consultation
- Vaccinations
- Surgery Coverage
- Premium Grooming
- Comprehensive Bloodwork
- Intestinal/Fecal Exams
- Flea & Tick Prevention
- Pet Care Services
- Category 2 Clinics
Purrfect Plan
Complete coverage with premium benefits and medications
- Everything in Furrtastic
- General Consultation
- All Vaccine Types
- Surgery Coverage
- Advanced Diagnostics
- Chronic Disease Medication
- Dental Cleaning
- Travel Health Certificate
- Emergency Boarding
- Category 3 Clinics
Policy Terms
- • Continuous Renewal: Your plan must stay active (monthly, quarterly, or annual) for wait periods to count. If payment lapses, all wait periods restart from Month 1.
- • Annual Coverage Limit: This is the total amount Skeepy will cover in one year. Service caps and limits apply first, then counts toward your annual limit.
- • Pre-Existing Conditions: Conditions present before enrollment, or within the look-back period (12 months), are not covered.
- • Age Limits: First-time enrollment: Dogs 8–10 years max, Cats 12–14 years max. Existing members can renew regardless of age if continuous.
- • Breed Risk: Certain high-risk breeds may have longer waits or exclusions for breed-specific conditions.
- • Bilateral Clause: If one side (e.g., hip, eye) is affected pre-enrollment, the other side is excluded or subject to the same wait.
| Coverage Features | Pawtastic | Furrtastic | Purrfect |
|---|---|---|---|
| BASIC COVERAGE | |||
| Annual Coverage Limit | ₦360,000 | ₦900,000 | ₦2,200,000 |
| General Consultation Available after 24 hours |
Capped at ₦30,000 |
Capped at ₦60,000 |
Capped at ₦100,000 |
| Clinic Category | Category 1 Clinics | Category 2 Clinics | Category 3 Clinics |
| PREVENTIVE CARE | |||
| Rabies Vaccine Available after month 3 | 1/year | 2/year | 2/year |
| FVRCP Vaccine Available from month 6 | 1/year | ||
| DHLPP Vaccine Available from month 6 | 1/year | 1/year | 1/year |
| FeLV Vaccine Available from month 6 | 1/year | ||
| Canine Flu Vaccine Available from month 8 | 1/year | ||
| Feline Chlamydia Vaccine Available from month 6 | 1/year | ||
| Bordetella Available from month 8 | 1/year | ||
| Deworming Available from month 2 | 1/year | 2/year | 4/year |
| Flea and Tick Prevention Available from month 6 | 1/year | 2/year | |
| DIAGNOSTICS | |||
| Basic Bloodwork Available from month 4 | 1/year | 1/year | 1/year |
| Intestinal/Fecal Exams Available from month 4 | 1/year | 1/year | |
| Urinalysis Available from month 6 | 1/year | ||
| Advanced Diagnostics Available from month 8 | 1/year | ||
| Comprehensive Blood Work Available from month 6 | 1/year | 1/year | |
| Comprehensive Physical Exams Available from month 6 | 1/year | ||
| SURGERIES | |||
| Surgery Annual Sub-Limit | ₦50,000 | ₦150,000 | ₦250,000 |
| Spaying Available from month 6 | Part of Surgery Limit |
Part of Surgery Limit |
Part of Surgery Limit |
| Neutering Available from month 6 | Part of Surgery Limit |
Part of Surgery Limit |
Part of Surgery Limit |
| Wound Repair Available from month 8 | Part of Surgery Limit |
Part of Surgery Limit |
Part of Surgery Limit |
| Tail Removal Available from month 6 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Mass Removal Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Trauma Surgery Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Gastrointestinal Surgery Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Ophthalmic Procedure Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Orthopedic Procedure Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| Dental Surgery Available from month 10 | Part of Surgery Limit |
Part of Surgery Limit |
|
| MEDICATIONS | |||
| Routine Medication for Infections Available from month 6 | Capped at ₦20,000 |
||
| Chronic Disease Medication Available from month 8 | Capped at ₦25,000 |
||
| Supplements Prescribed by Vet Available from month 2 | Capped at ₦5,500 |
||
| OTHER BENEFITS | |||
| Basic Grooming Available from month 3 | 1/year | 2/year | 3/year |
| Premium Grooming Available from month 6 | 1/year | 1/year | |
| Dental Cleaning Available from month 8 | 1/year | ||
| Pet Sitting Available from month 3 | 1 hour/year | 2 hours/year | 4 hours/year |
| Pet Boarding Available from month 3 | 1 day/year | 2 days/year | 3 days/year |
| Emergencies Available from month 4 | ₦25k/incident 1 incident/year ₦30k annual cap |
₦40k/incident 2 incidents/year ₦80k annual cap |
₦60k/incident 3 incidents/year ₦180k annual cap |
| Emergency Boarding Available from month 6 | 2 days/year | ||
| Microchipping Available from month 8 | 1/year | ||
| Travel Health Certificate Available from month 10 | 1/year | ||
Let's Talk
Vet clinic or pet service provider?
We are partnering and onboarding vet clinics and pet service providers across Nigeria.
- More customers
- Increased revenue
Loved By Pet Parents
What do pet parents think about Skeepy's Pet HMO?
Across Lagos, Abuja, Portharcourt, Kaduna, and more, Nigerian pet parents are saying this is long overdue. A new chapter has opened for pet care in Nigeria.
No Surprise Vet Bills
Your next vet visit could be completely free, you know?
A Skeepy Pet HMO plan takes the surprise and uncertainty out of caring for your furry babies. You'll always be prepared and they'll always be covered.
Finally someone is thinking about us in Nigeria. The HMO idea just makes sense and I'm so relieved.
Miracle Odili Diamond's Mum