Your pet will need surgeries. emergencies. diagnostics. vaccinations. checkups. It's expensive. But that's why Skeepy exists!

Skeepy Pet HMO plans start at just ₦8,000/month and covers up to ₦3.5 million annually. From preventive care to life-saving procedures, we've got your furry babies covered. Join Nigerian pet parents choosing peace of mind with Nigeria's First Pet HMO.

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Loved by Nigerian pet parents who want more for their furry babies.

For Pet Parents That Care

You’d do anything to keep your furry babies safe

We know it. That’s why we created an HMO plan that covers their health and gives you peace of mind.

Nationwide Access

Gain access to verified vet clinics across Lagos, Abuja, and more, seamlessly.

Real Coverage

From vaccinations to emergencies, get actual health benefits your pet can use.

Zero Guesswork

No last-minute scrambling. Know exactly what’s covered, when, and where.

Feline Protection

Your cat can now have a special Pet HMO plan

Whether it's a routine checkup or an emergency, Skeepy's got your cat covered.

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Canine Coverage

The Pet HMO plan
for your dog is finally here

You already handle their food, toys, training. Let's handle their health with Skeepy's Pet HMO.

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There's a special Pet HMO plan for every pet

Give your pets the care they deserve with flexible, HMO plans built to match every pet's unique needs.

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Individual Plans

Perfect for pet parents with just one furry baby. Full care, no complications.

Breeders Plan - Coming Soon

Designed for professional breeders who need structured, accessible care for every pet.

Family Plans - Coming Soon

Multiple pets? Keep them all covered under one simple, shared plan.

Customized Plans

Build a plan that fits your pet's lifestyle, needs and preferences better.

Choose a Pet HMO Plan That Fits Your Budget

Monthly, quarterly, or annual, choose a Pet HMO plan that fits your budget and covers your pet's health needs.

Pawtastic Plan

Solid, affordable cover that handles the basics

₦267/day

₦8,000/month

Annual Coverage: ₦500,000

General Consultations
Core Vaccinations
Routine Deworming
Basic Diagnostics & Labs
Minor Surgeries Coverage
Basic Grooming Services
Pet Boarding Access
Emergency Care Access
Poisoning & Toxicity Care
Access to Category 1 Clinics

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Furrtastic Plan

More than basics with enhanced diagnostics and coverage

₦533/day

₦16,000/month

Annual Coverage: ₦1,500,000

Unlimited Consultations
Core Vaccinations + Flea/Tick
Routine Deworming
Basic Diagnostics & Labs
Spaying, Neutering & Trauma
Premium Grooming Services
Pet Boarding Access
Emergency Care Access
Mange & Anti-Venom Care
Access to Category 1-2 Clinics

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Purrfect Plan

Complete coverage with premium benefits and medications

₦1,067/day

₦32,000/month

Annual Coverage: ₦3,500,000

Unlimited Consultations
All Vaccinations + Preventives
Routine Deworming
Advanced Diagnostics (X-Rays)
Orthopedic & Major Surgeries
Dental Cleaning & Surgery
Pet Boarding Access
Emergency Care Access
Parvovirus & Tick Fever Care
Access to Category 1-3 Clinics

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Infinity Plan

Unlimited coverage for total peace of mind

₦2,133/day

₦64,000/month

Annual Coverage: Unlimited

Unlimited Consultations
Unlimited Vaccinations
Unlimited Deworming
Unlimited Diagnostics & Labs
Unlimited Surgeries
Unlimited Grooming & Dental
Unlimited Boarding
Unlimited Emergency Care
All Specialized Treatments
Waived Wait Periods

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Policy Terms

• Continuous Renewal: Your plan must stay active (monthly, quarterly, or annual) for wait periods to count. If payment lapses, all wait periods restart from Month 1.
• Annual Coverage Limit: This is the total amount Skeepy will cover in one year. Service caps and limits apply first, then counts toward your annual limit.
• Pre-Existing Conditions: Conditions present before enrollment, or within the look-back period (12 months), are not covered.
• Bilateral Clause: If one side (e.g., hip, eye) is affected pre-enrollment, the other side is excluded or subject to the same wait.
• Fast-Track Access: Close to a benefit date? If you're on a monthly or quarterly plan, pay the remaining months upfront to unlock the benefit and access it immediately.

Coverage Features	Pawtastic	Furrtastic	Purrfect	Infinity
BASIC COVERAGE
Annual Coverage Limit	₦500,000	₦1,500,000	₦3,500,000	Unlimited
General Consultation	● Available after 24 hours Capped at ₦30,000	● Available Immediately Unlimited	● Available Immediately Unlimited	● Available Immediately Unlimited
Clinic Category	● Category 1 Clinics	● Category 1-2 Clinics	● Category 1-3 Clinics	● Category 1-3 Clinics
Wait Period Waiver	✗	✗	✗	● Yes (If paid Annually)
PREVENTIVE CARE
Rabies Vaccine	● Available from month 1 1/year	● Available from month 1 1/year	● Available from month 1 2/year	● Available Immediately As Recommended
DHLPP Vaccine (Dog)	● Available from month 1 1/year	● Available from month 1 1/year	● Available from month 1 1/year	● Available Immediately As Recommended
FVRCP Vaccine (Cat)	● Available from month 1 1/year	● Available from month 1 1/year	● Available from month 1 1/year	● Available Immediately As Recommended
FeLV Vaccine (Cat)	● Available from month 1 1/year	● Available from month 1 1/year	● Available from month 1 1/year	● Available Immediately As Recommended
Canine Flu Vaccine	✗	✗	● Available from month 4 1/year	● Available Immediately As Recommended
Feline Chlamydia	✗	✗	● Available from month 4 1/year	● Available Immediately As Recommended
Bordetella (Kennel Cough)	✗	✗	● Available from month 4 1/year	● Available Immediately As Recommended
Deworming	● Available from month 2 2/year	● Available from month 2 3/year	● Available from month 2 4/year	● Available from month 2 6/Year (Bi-Monthly)
Flea & Tick Prevention	✗	● (Injectable) from month 4 2/year	● (Tablet) from month 3 2/year	● (Tablet) from month 2 4/year
DIAGNOSTICS
Basic Bloodwork	● Available from month 3 1/year	● Available from month 3 1/year	● Available from month 2 2/year	● Available from month 2 Unlimited
Intestinal/Fecal Exams	● Available from month 3 1/year	● Available from month 3 1/year	● Available from month 2 3/year	● Available from month 2 Unlimited
Urinalysis	● Available from month 3 1/year	● Available from month 3 2/year	● Available from month 2 3/year	● Available from month 2 Unlimited
Advanced Diagnostics (X-Rays/Scans)	✗	✗	● Available from month 4 1/year	● Available from month 2 Unlimited
Comprehensive Bloodwork	✗	● Available from month 6 1/year	● Available from month 5 1/year	● Available from month 3 Unlimited
Comp. Physical Exams	✗	✗	● Available from month 5 1/year	● Available from month 3 2/Year (Bi-Annual)
SURGERIES
Surgery Annual Sub-Limit	● ₦75,000	● ₦350,000	● ₦750,000	● Unlimited (No Cap)
Spaying	● Available from month 8 Part of Limit	● Available from month 6 Part of Limit	● Available from month 4 Part of Limit	● Available from month 2 Unlimited
Neutering	● Available from month 8 Part of Limit	● Available from month 6 Part of Limit	● Available from month 4 Part of Limit	● Available from month 2 Unlimited
Wound Repair	● Available from month 4 Part of Limit	● Available from month 4 Part of Limit	● Available from month 3 Part of Limit	● Available Immediately Unlimited
Tail Removal	✗	● Available from month 6 Part of Limit	● Available from month 4 Part of Limit	● Available from month 1 Unlimited
Mass/Tumor Removal	✗	● Available from month 6 Part of Limit	● Available from month 4 Part of Limit	● Available from month 3 Unlimited
Trauma Surgery	✗	● Available from month 6 Part of Limit	● Available from month 4 Part of Limit	● Available from month 3 Unlimited
Gastrointestinal Surgery	✗	● Available from month 6 Part of Limit	● Available from month 4 Part of Limit	● Available from month 3 Unlimited
Ophthalmic Procedure	✗	● Available from month 6 Part of Limit	● Available from month 4 Part of Limit	● Available from month 3 Unlimited
Orthopedic Procedure	✗	● Available from month 6 Part of Limit	● Available from month 4 Part of Limit	● Available from month 3 Unlimited
Dental Surgery	✗	● Available from month 6 Part of Limit	● Available from month 4 Part of Limit	● Available from month 3 Unlimited
SPECIALIZED TREATMENTS
Poisoning & Toxicity	● Available from month 3 1/year	● Available from month 3 1/year	● Available from month 3 1/year	● Available from month 2 Unlimited
Mange & Skin Infection	✗	● Available from month 3 1/year	● Available from month 3 1/year	● Available from month 2 Unlimited
Snake & Scorpion Anti-Venom	✗	● Available from month 3 1/year	● Available from month 3 1/year	● Available from month 2 Unlimited
Tick Fever Treatment	✗	✗	● Available from month 3 1/year	● Available from month 2 Unlimited
MEDICATIONS
Prescribed Drugs	✗	✗	● Available from month 3 Capped at ₦20,000	● Available Immediately Unlimited
Prescribed Chronic Disease Drugs	✗	✗	● Available from month 3 Capped at ₦25,000	● Available from month 3 Unlimited
Prescribed Supplements	✗	✗	● Available from month 2 Capped at ₦5,500	● Available Immediately Capped at ₦50,000
OTHER BENEFITS
Basic Grooming	● Available from month 3 1/year	● Available from month 3 2/year	● Available from month 2 3/year	● Available Immediately 6/Year (Bi-Monthly)
Premium Grooming	● Available from month 3 1/year	● Available from month 3 1/year	● Available from month 3 1/year	● Available Immediately 2/Year
Dental Cleaning	✗	✗	● Available from month 8 1/year	● Available Immediately 1/Year
Pet Sitting	● Available from month 3 1 hour/year	● Available from month 3 2 hours/year	● Available from month 3 4 hours/year	● Available Immediately 10 hours/year
Pet Boarding	● Available from month 3 1 day/year	● Available from month 3 2 days/year	● Available from month 3 3 days/year	● Available Immediately 7 days/year
Emergencies	● Available from month 4 ₦25k/incident 1 incident/year ₦30k annual cap	● Available from month 4 ₦40k/incident 2 incidents/year ₦80k annual cap	● Available from month 4 ₦60k/incident 3 incidents/year ₦180k annual cap	● Available Immediately Unlimited incidents/year Full Coverage
Emergency Boarding	✗	✗	● Available from month 6 2 days/year	● Available from month 2 5 days/year
Microchipping	● Available Immediately 1/year	● Available Immediately 1/year	● Available Immediately 1/year	● Available Immediately 1/year
Travel Health Certificate	✗	✗	● Available from month 6 1/year	● Available Immediately 2/Year

Let's Talk

Vet clinic or pet service provider?

We are partnering and onboarding vet clinics and pet service providers across Nigeria.

Schedule a Meeting

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Loved By Pet Parents

What do pet parents think about Skeepy's Pet HMO?

Across Lagos, Abuja, Portharcourt, Kaduna, and more, Nigerian pet parents are saying this is long overdue. A new chapter has opened for pet care in Nigeria.

Finally someone is thinking about us in Nigeria. The HMO idea just makes sense and I'm so relieved.

Miracle Odili Diamond's Mum

As the parent of a 6-year old dog, this makes me worry less about surprise vet bills so we can focus on belly rubs.

Hannu Afere Rain's Dad

Most times, people ignore cat parents, so seeing this caught my eye fast. Really excited about it.

Simi Morgan Cynthia's Mum

I didn't think I'd see something like this here in Nigeria. It's the kind of thing pet parents outside Nigeria enjoy.

Darlington Garba Sleek's Dad

No Surprise Vet Bills

Your next vet visit could be completely free, you know?

A Skeepy Pet HMO plan takes the surprise and uncertainty out of caring for your furry babies. You'll always be prepared and they'll always be covered.

Choose a Plan

Your pet will need surgeries. emergencies. diagnostics. vaccinations. checkups. It's expensive. But that's why Skeepy exists!

For Pet Parents That Care